SBA Loans
Terms up to 25 years
$20,000,000
We are a relationship dedicated company.
Your long-term
finance partner.
We want to help you grow your business and increase your revenue.
Credit
not an issue
Live support
7 days a week
All 50 states
& Canada
Our financing solutions
If there is a way to Fund It - We will Find It
A range of solutions, built around where your business is today and where you want to go.
Term Loans
Terms up to 10 years
$10,000,000
Business Line of Credit
Terms up to 5 years
$5,000,000
Bridge Loans
Terms up to 24 months
$5,000,000
Equipment Financing
Terms up to 10 years
$5,000,000
Invoice Factoring
Terms up to 90 days
$5,000,000
Revenue-Based Financing
Terms up to 24 months
$5,000,000
Working Capital Funding
Terms up to 10 years
$5,000,000
Micro Loans
Terms up to 6 months
$50,000
Startup Business Funding
Terms up to 24 months
$1,000,000
Commercial Real Estate Loans
Multiple programs
Available for commercial real estate
Business Debt Consolidation
Reduce MCA debt
Need capital while you wait?
Bridge loan · Up to $5,000,000 · Approved & funded in 1 day
Program availability, approval, funding time, and terms depend on the business and financing program.
We are a relationship dedicated company.
We’re not looking to get you money just one time.
We want to be your long-term finance partner.
Our goal is to build a relationship with you, so we can get you money whenever you need it.
We want to help you grow your business and increase your revenue.
The support behind every submission
Law firm &
CPA-backed support.
Bestline Business Funding is majority owned by an affiliated LAW FIRM and CPA FIRM.
This team handles the packaging and compliance of qualified deals submitted to the SBA and our bank partners.
- Review
- Packaging
- Compliance
- Submission
Built to support stronger submissions and long-term relationships.
In-house. No client fee.
Credit Enhancement Program
Stronger possibilities.
One of the most powerful tools in our business.
Bestline’s Credit Enhancement Program is handled in-house, and we never charge our clients. The goal is to strengthen credit profiles, improve approval odds, and help business owners qualify for the best rates and terms possible.
Better approval odds.Better rates & terms.
Why it matters
- Many SBA and bank programs typically look for a minimum FICO around 650.
- We work to improve scores for qualified clients below that level.
- A higher score and cleaner profile can lead to stronger approvals, better rates, and better terms.
What we do in-house
- Review and strengthen the client’s credit profile.
- Help clean up negative items such as hard inquiries, late pays, and other damaging items when possible.
- Support business credit building, including Dun & Bradstreet / PAYDEX setup when needed.
- Put qualified clients into the program even when scores are already strong, because cleaner profiles create better financing outcomes.
What lenders want to see
- For SBA financing, two key factors are Debt Service Coverage Ratio (DSCR) and the credit profile.
- Target DSCR: 1.25 or higher.
- Cash Flow is King for the SBA.
- Bestline helps business owners understand how to improve both cash flow presentation and credit strength.
The cleaner the credit profile and the stronger the business performance, the better the chances of approval — and the better the rates and terms.
We are an A-paper lender.Our goal is to help every client move toward A-paper qualifications.
Personal credit + business credit
Both profiles matter.
Both profiles can influence how business owners qualify for financing.
Personal credit
- Experian / FICO
- Reflects the owner’s personal credit behavior
- Lenders review payment history, inquiries, utilization, and derogatory items
Business credit
- Dun & Bradstreet / PAYDEX
- Reflects the company’s business credit profile
- A stronger business profile can support financing opportunities
Bestline can help clients strengthen both personal and business credit profiles when appropriate.
CONTACT
Contact Bestline Business Funding
Contact UsFor a general question, send us a message using this form.
